We verify. We relay.They decide.

Cedent is authority-verification and relay infrastructure for legal asset transfers. A solicitor uploads a death certificate and grant of probate once, and names the institutions involved. Cedent verifies the documents, assembles a structured evidence packet, and relays it to all of them — each institution makes its own release decision, under its own compliance policy.

The problem

One estate. Seven institutions. The same documents, seven times.

Assets fragment across banks, neobanks, brokerages, crypto exchanges and pension providers — often across several jurisdictions at once. When an account holder is deceased, the estate’s solicitor must evidence the death, and their own authority to act, to every one of those institutions individually.

The same death certificate and grant of probate are re-verified at every institution, each running its own manual review of the deceased estate. Even where institutions already cooperate, it stops at the notice: more than 40 UK financial firms share a single death notification through UK Finance’s Death Notification Service, yet each still asks for the grant of probate separately. Months of correspondence follow.

Wealth is digitising and crossing borders faster than estate administration is keeping up, and some assets are never found at all. The gap between modern financial infrastructure and document-driven, institution-by-institution probate keeps widening — and the cost lands on legal professionals and institutions alike.

The solution

One verification. Every institution.

Cedent sits upstream of the institutions, not between them and the money. The evidence is verified once, standardised, and relayed to everyone who needs it — so each institution starts from a clean, structured packet instead of a fresh pile of paperwork. Everything that follows stays exactly where it already sits.

Cedent handles

  • Accepts uploads only from regulated probate practitioners (SRA-regulated solicitors at launch)
  • Checks document structure, and the grant against the public probate record — by hand
  • Standardises evidence into one machine-readable packet
  • Relays it at once to every institution the solicitor identifies, and tracks each reply

The institution keeps

  • The release decision, made under its own compliance framework
  • Its own review process, applied exactly as it is today
  • Its own rails — assets move the way they already move
  • Full regulatory accountability — nothing is delegated

How it works

Verified once, upstream. Relayed everywhere at once.

Five steps from a signed grant of probate to a tracked release decision at every institution the solicitor identifies.

  1. 1

    Open a case

    A solicitor opens an estate case and uploads the death certificate and grant of probate. Once.

  2. 2

    Verify

    AI reads and structures each document; the instructing solicitor confirms every extraction, and nothing proceeds until they do. Cedent checks document structure and matches the grant against the public probate record by hand — England & Wales has no registry API.

  3. 3

    Packet

    Cedent issues a standardised, jurisdiction-tagged evidence packet. It carries evidence and provenance — it has no authorisation field.

  4. 4

    Relay

    The packet is relayed simultaneously to every institution the solicitor identifies.

  5. 5

    Decide

    Each institution applies its own compliance policy and sets its own status — any release moves through its own rails. The solicitor tracks every institution on one screen.

Follow one estate, end to end.

The same five steps, running. Click through the case — or try skipping the confirmation step and see what happens.

CED-2026-00147
Demo — synthetic data

Open a new case

The solicitor enters the estate once. Nothing is sent anywhere yet.

Decedent
Margaret Eleanor Whitfield
Date of death
14 March 2026
Jurisdiction
England & Wales
Executor
Daniel R. Whitfield

Known accounts — entered by the solicitor

  • Northbridge CustodyEntered by solicitor
  • Aldergate Digital BankEntered by solicitor
  • Kestrel Wealth ManagementEntered by solicitor
  • Halden & Co. Private BankEntered by solicitor

Cedent does not search for accounts at this stage. Others may surface later from registered pointers or an authority-gated inquiry — but only after death and authority are verified.

Nothing is verified yet. This is intake only — the case exists, but no document has been checked and no institution has been contacted.

Beyond

Probate is where this starts.

Estate administration is the first trigger, not the last. The same verify-and-relay engine applies wherever one party can no longer act and another holds legally recognised authority that institutions must check. Each trigger is a new legal regime, not a reskin — incapacity is the natural second.

Powers of attorney

Authority granted while the holder is alive but unable to act.

Guardianships

Authority over the affairs of someone who cannot manage them.

Corporate liquidations

Liquidators acting for a company being wound up.

Bankruptcy trustees

Trustees acting for a bankrupt person's estate.

Court-appointed administrators

Authority conferred by court order to manage assets or an estate.

If you work in probate, private-client law, or institutional compliance, we’d like to hear from you.

Get in touchhello@cedent.tech